How the VA Disability Rating System Works

The VA assigns a disability rating in 10% increments (10%, 20%, 30%, etc.) up to 100%. This rating reflects how much your disability decreases your overall health and ability to work.

• 10% to 20% ratings typically result in smaller monthly payments.
• 30% or higher ratings may include additional compensation for dependents (spouse, children, or parents).
• A 100% rating means your disability is considered totally disabling and qualifies for the highest monthly benefit.

Factors That Affect Your Disability Rating

Several factors go into how the VA determines your rating:

• Medical Evidence: Your medical records, both military and civilian, are reviewed.
• Compensation & Pension (C&P) Exam: A VA-conducted exam that evaluates your condition.
• Service Connection: You must prove that your disability is linked to your military service.
• Functional Impact: The VA considers how your condition limits your ability to work and perform daily tasks.

Combined Ratings for Multiple Disabilities

If you have more than one service-connected condition, the VA uses a complex formula (not simple addition) to combine ratings. For example, if you have two 50% disabilities, your overall rating isn’t necessarily 100%. The VA uses a table to calculate your combined disability rating.

What Is a Permanent and Total (P&T) Rating?

A Permanent and Total (P&T) disability rating means:

• Your disability is considered completely disabling.
• The condition is not expected to improve over time.
• You may be exempt from future reexaminations, and your benefits are protected.

Veterans with a P&T rating may also qualify for additional federal or state benefits, such as property tax waivers, educational assistance, and expedited SSDI claims.